What’s New
- We added a new available widget to loan and line of credit Smart Panels. This new widget displays the associated customer’s payment profile details—including how many payments have been completed, how many have been reversed or failed, and how many have consecutively reversed or failed.
- We added the ability to retrieve robust payment profile history information via the API. The
/PaymentAccounts({id})/details
endpoint now returns payment profile’s history of failed and successful payments as well as the status of each payment. Here’s a list additions that were made to this endpoint:- Each payment result includes a
"comments"
field which holds a payment failure reason - Each payment result includes a
"peStatus"
field which holds a number that corresponds to a payment status:"1"
–Success
"2"
–Reversed
"3"
–Edited
"4"
–Failed
- Each response includes new summary fields that provide insights into a payment profile’s history. The following fields are now included:
"total"
– the total number of payments that have been attempted"totalSuccessful"
– the total number of successful payments"totalFailed"
– the total number of failed payments"consecutiveFailed"
– the number of consecutive failed payments"totalReversed"
– the total number of reversed payments"consecutiveReversed"
– the number of consecutive reversed payments
- Each payment result includes a
- We made a number of enhancements to the Customer Portal:
- We added the ability to enable Multi-Factor Authentication (MFA) for borrower login. To enable MFA for your own portal, reach out to your LoanPro representative.
- We extended session timeouts and added session extensions. Previously, a session would timeout after 20 minutes of inactivity. Now, login sessions expire after 30 minutes of inactivity, with a session renewal message presented to the user one minute prior to a timeout.
- We added a ‘Sign Up’ flow to all portals. Now, new borrowers can sign up for portal access by providing their email address. A notification is sent to the provided email address requesting the user to set a password. The new signup flow is accessed by navigating to
{yoururl}.onlineaccess.io/#/signup
.